We’ve reduced selected rates and extended our Green Reward offer.
We wanted to let you know that we made changes to the following products on Thursday 12 December.
Purchase with £995 fee
- 65% LTV 2 Year Fixed Rate reduced by 0.16%, to 4.37%.
- 75% LTV 2 Year Fixed Rate reduced by 0.10%, to 4.43%.
- 85% LTV 2 Year Fixed Rate reduced by 0.22%, to 4.75%.
- 90% LTV 2 Year Fixed Rate reduced by 0.05%, to 5.08%.
- 65% LTV 5 Year Fixed Rate reduced by 0.05%, to 4.24%.
- 75% LTV 5 Year Fixed Rate reduced by 0.05%, to 4.29%.
- 85% LTV 5 Year Fixed Rate reduced by 0.21%, to 4.43%.
Purchase fee saver
- 65% LTV 2 Year Fixed Rate reduced by 0.15%, to 4.63%.
- 75% LTV 2 Year Fixed Rate reduced by 0.10%, to 4.68%.
- 85% LTV 2 Year Fixed Rate reduced by 0.19%, to 5.01%.
- 65% LTV 5 Year Fixed Rate reduced by 0.05%, to 4.34%.
- 75% LTV 5 Year Fixed Rate reduced by 0.05%, to 4.39%.
- 85% LTV 5 Year Fixed Rate reduced by 0.07%, to 4.67%.
- 90% LTV 5 Year Fixed Rate reduced by 0.05%, to 4.86%.
- 95% LTV 5 Year Fixed Rate reduced by 0.05%, to 5.19%.
We've also made these changes:
- Selected Shared Ownership fixed rates have been reduced by up to 0.10%, starting from 4.24%.
- Selected Own New fixed rates have been reduced by up to 0.22%, starting from 0.50%.
- Retrofit Boost 5 year fixed rates have been reduced by up to 0.21%, starting from 4.59%.
The end dates have moved to 1 March of the relevant year.
We’ve extended our Green Reward offer
We’ve got great news about Green Reward; our efficiency initiative that rewards existing customers with £250 cashback for making green home improvements.
We’ve extended our deadline dates giving more customers the chance to register and claim. If one of your clients has already registered, they can also take advantage of the extended deadlines below:
| Deadline | Current date | New date |
|---|---|---|
| Green Reward Registration | 31 December 2024 | 30 June 2025 |
| Green Reward Claim | 30 June 2025 | 31 December 2025 |
Green Reward is open to residential and BTL customers taking additional borrowing, or a product transfer with additional borrowing, and who then spend at least £2,500 on eligible green home improvements. This includes changes to the property that increase energy efficiency or reduce the carbon footprint. See the full terms for Green Reward.
You can find our current rates in our Product Guide.